KohltSoft Blog
Plain-language guides on Regulation E investigation deadlines, examiner expectations, and dispute management best practices for community banks.
CFPB changes in 2026 may reduce or delay certain compliance obligations, but banks still need strong documentation, audit trails, and risk-based controls.
The best time to build better audit workflows was before the pressure arrived. The second best time is today.
Smaller banks have resourceful back-office teams, but they should not need full IT development staff to solve everyday Reg E workflow problems.
A personal story about a failed gym membership, a credit card dispute, and why clean Reg E tracking matters for banks.
A plain-language guide to the three Reg E investigation windows — 10 business days, 45 calendar days, and 90 calendar days — and when each applies.